A concurrent resolution expressing the sense of the Congress that the Federal bank regulatory agencies shall encourage forebearance in agricultural lending consistent with safety and soundness considerations.

Expresses the sense of the Congress that the Federal bank regulatory agencies shall: (1) ensure that Federal bank examiners remain objective and consistent in evaluating the credit standards applied by bankers to farm loans; (2) encourage banks to exercise forebearance and to work with farmers and small business borrowers who are experiencing temporary difficulties; and (3) ensure that examiners exercise restraint in making adverse classifications with respect to agricultural loans. Requires examiners to give due consideration to factors such as loan collateral and ultimate repayment ability with respect to agricultural borrowers.

Requires the Chairmen of the Federal Deposit Insurance Corporation and the Federal Reserve Board and the Comptroller of the Currency to report to the Congress on their actions to implement this Act.