A bill to amend title II of the Social Security Act to reform the benefit payment procedures which are followed upon the death of an insured individual or beneficiary (including a dependent or survivor) by providing for the payment of a lump-sum death benefit, in an equitable manner and in a realistic amount, when any such insured individual or beneficiary dies.

Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to require: (1) the equitable distribution of lump-sum death benefits if there is no widow or widower who was living in the same household with an insured individual at the time of his or her death; or (2) the payment of such sum to the person assuming responsibility for the burial expenses of the deceased individual if there are no persons to whom such sum should be paid pursuant to title II requirements. Provides that the amount of the lump-sum death payment shall be equal to the amount of the average monthly old-age insurance benefit during the calendar year preceding the calendar year in which an insured individual dies. (Under current law, the lump-sum death payment is equal to the smaller of three times the insured individual's primary insurance amount or $255.)