A bill to limit the applicability of the recently enacted restrictions on the lump-sum death payment under title II of the Social Security Act, in the event of previously executed written agreements with funeral homes, to cases in which there would be surviving beneficiaries.

Amends the Omnibus Reconciliation Act of 1981 to apply the restrictions on lump-sum death payments under title II (Old-Age, Survivors and Disability Insurance) of the Social Security Act only: (1) with respect to individuals who die after August 1981; and (2) if there is a surviving beneficiary in cases where the insured individual dies after August 1981 and there is a written agreement with a funeral home covering burial expenses.