A bill to amend title 38, United States Code, to require that home and mobile home loans may not be guaranteed by the Administrator of Veterans' Affairs unless an approved smoke detector has been installed in the residential structure involved.

Prohibits the Administrator of Veterans' Affairs from guaranteeing loans for the purchase of homes or mobile homes unless such homes are equipped with an adequate smoke detector system. Directs the Administrator to prescribe regulations to define what constitutes an adequate system.