A bill to amend title II of the Social Security Act to improve the long range financing of the old-age, survivors, and disability insurance program by gradually increasing the minimum retirement age (for unreduced benefits) from 65 to 68.

Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to increase from 65 to 68 years the retirement age at which an individual may receive unreduced old age, wife's, husband's, widow's, or widower's benefits. Provides for such increase to occur gradually from December, 1999, to March, 2011.