A concurrent resolution to express the sense of the Congress that Federal bank regulators should immediately begin to diminish the inequitable capital-to-assets ratios which are imposed on small- and medium-sized commercial banks.

Expresses the sense of Congress that Federal bank regulators should immediately begin to diminish the differences between the capital- to-assets ratios imposed on small- and medium-sized banks and those imposed on large regional or money center commercial banks or bank holding companies.