A bill to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions and to provide for the maintenance of the existing interest rate differential between depository institutions with respect to individual retirement accounts.

Extends until July 1, 1976, the authority of the Board of Governors of the Federal Reserve System, the Board of Directors of the Federal Deposit Insurance Corporation, the Federal Home Loan Bank Board, and the Comptroller of the Currency for the regulation of interest rates on deposits and share accounts in depository institutions and accounts in depository institutions and provides for the maintenance of the existing interest rate differential between depository institutions with respect to individual retirement accounts.