A bill to amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.
Medical Debt Relief Act of 2023
This bill prohibits consumer reporting agencies from including medical debt on a consumer report (i.e., credit report). In addition, the Consumer Financial Protection Bureau must amend regulations to prohibit creditors from obtaining or using medical debt information when considering whether to extend credit to a consumer.
Referred to the House Committee on Financial Services.
Introduced in Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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