To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.
Trigger Leads Abatement Act of 2023
This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.
Introduced in House
Introduced in House
Referred to the House Committee on Financial Services.
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