A bill to prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.
Prohibit Auto Insurance Discrimination Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
Referred to the Subcommittee on Consumer Protection and Commerce.
Introduced in Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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