A bill to amend the Employee Retirement Income Security Act of 1974 to allow health share pools to be deemed an employer under section 3(5) of such Act for purposes of offering a group health plan or group health insurance coverage, and for other purposes.
American Healthshare Plans Act of 2020
This bill permits entities such as self-employed companies and membership organizations to form healthshare pools to offer large group health insurance plans as a single employer. (In general, large group health plans cover employees of an employer that has 51 or more employees; in some states, large groups are defined as 101 employees or more.) Subject to specified nondiscrimination rules related to preexisting conditions and health status, healthshare pools must offer plans to all members or employees of the pool on an equal basis.
Healthshare pools are not considered joint employers for the purpose of other federal labor or employment laws.
Referred to the House Committee on Education and Labor.
Introduced in Senate
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
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