To establish requirements relating to credit scores and educational credit scores, and for other purposes.
Free Credit Scores for Consumers Act of 2019
This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.
Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.
Received in the Senate.
Introduced in House
Introduced in House
Referred to the House Committee on Financial Services.
Committee Consideration and Mark-up Session Held.
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
Placed on the Union Calendar, Calendar No. 247.
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