To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
Fair Access to Credit Scores Act of 2019
This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.
Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.
Introduced in House
Introduced in House
Referred to the House Committee on Financial Services.
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