To amend title XXVII of the Public Health Service Act to require a health insurance issuer offering short-term limited duration insurance to include a standardized disclosure and certain information with respect to coverage exclusions and premium variations in marketing, application, and enrollment materials distributed in connection with such insurance and prohibiting the sale of such insurance during certain periods.
Educating Consumers on the Risks of Short-Term Plans Act of 2019
This bill requires health insurers offering short-term, limited-duration insurance coverage to prominently disclose all medical conditions for which an individual may be denied coverage, limited in coverage, or subject to a premium increase. (Short-term, limited-duration insurance coverage is designed to fill a temporary gap in insurance coverage.)
Insurers must further disclose that this type of coverage is temporary, provides limited benefits, and is subject to termination. Insurers may not enroll an individual in a short-term, limited-duration insurance plan during any time in which that individual is eligible for open enrollment in coverage through the health insurance exchange.
Introduced in House
Introduced in House
Referred to the House Committee on Energy and Commerce.
Referred to the Subcommittee on Health.
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