To amend the Fair Credit Reporting Act to provide protections for consumers after a data breach at a consumer reporting agency, and for other purposes.
Consumer Data Protection Act
This bill amends the Fair Credit Reporting Act to direct a consumer reporting agency experiencing a data breach to: (1) notify the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), other appropriate law enforcement agencies, and affected individuals; (2) provide affected individuals with free credit freezes and credit monitoring services; and (3) establish a consumer assistance unit.
The bill also establishes legal enforcement provisions concerning data breaches at consumer reporting agencies.
The CFPB may examine a consumer reporting agency to assess compliance with personal information protection laws.
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-361.
Introduced in House
Introduced in House
Referred to the House Committee on Financial Services.
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