To amend the Fair Credit Reporting Act to require consumer reporting agencies to place a security freeze on a consumer report without a fee if the consumer reporting agency is subject to a breach of data security, and for other purposes.
Credit Information Protection Act of 2017
This bill amends the Fair Credit Reporting Act to require, after a data security breach, a consumer reporting agency to provide a security freeze to a consumer upon request. (A security freeze prohibits the consumer reporting agency from releasing a report without the consumer's express authorization.) The consumer reporting agency must, without a fee: (1) place a freeze on any consumer's report, and (2) provide unlimited security freezes and freeze removals to a consumer affected by the breach.
Introduced in House
Introduced in House
Referred to the House Committee on Financial Services.
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