To amend the Higher Education Act of 1965 to discharge student loans for borrowers who are determined by the Commissioner of the Social Security Administration to be under a disability without expectation of medical or functional improvement.

Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require the Secretary of Education to discharge a student borrower's loan under the Federal Family Education Loan program if the borrower: (1) has been determined by the Commissioner of Social Security to be under a disability without expectation of medical or functional improvement, and (2) provides the Secretary with documentation of that determination.

Considers such a borrower to be permanently and totally disabled.

Prohibits such a borrower from being required to present additional documentation regarding his or her disability.