A bill to exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled, and for other purposes.
Medical Debt Responsibility Act of 2012 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from making any report containing information related to a fully paid or settled medical debt that had been characterized as delinquent, charged off, or in collection which, from the date of payment or settlement, antedates the report by more than 45 days.
Subcommittee Hearings Held.
Introduced in Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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