To permit individuals to choose to opt out of the requirement to maintain health insurance minimum essential coverage if such individuals also opt out of specified insurance reform protections.
Personal Responsibility in Health Care Insurance Act - Amends the Internal Revenue Code to permit an individual to avoid the requirements to maintain minimum essential coverage by signing an affidavit of personal responsibility with respect to the individual or any dependents. Requires such an affidavit to include an acknowledgment that the individual is waiving: (1) eligibility to enroll in a qualified health plan through a health insurance exchange, (2) the applicability of provisions prohibiting preexisting condition exclusions, and (3) the ability to discharge health care debts in a bankruptcy.
Makes an exemption effective for three years and renewable.
Sets forth eligibility requirements, including that such individual is not eligible for any other exemption from the requirement to maintain minimum essential coverage and is not enrolled in any minimum essential coverage.
Introduced in House
Introduced in House
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Subcommittee on Health.
Referred to the Subcommittee on Health.
Referred to the Subcommittee on Courts, Commercial and Administrative Law.
checking server…
Ask anything about this bill. The AI reads the full text to answer.
Enter to send · Shift+Enter for new line