A bill to amend the Servicemembers Civil Relief Act and the Housing and Urban Development Act of 1968 to enhance protections for servicemembers and their dependents, and for other purposes.
Servicemembers Home Protection Act of 2005 - Amends the Servicemembers Civil Relief Act (affording certain financial rights and protections to servicemembers and their families while the servicemembers are serving in the Armed Forces) to make any person or entity who fails to comply with any requirement of such Act liable to such servicemember or dependent for actual, punitive, consequential, and other damages caused by such noncompliance. Provides for administrative enforcement of such Act through the Federal Trade Commission (FTC) or other regulatory agencies, and allows a private cause of action by the aggrieved servicemember or dependent.
Directs the Secretary of the military department concerned to provide to each member under their jurisdiction pertinent information on the rights and protections available to servicemembers and their dependents under such Act. Authorizes the Secretary concerned to provide such information to affected adult dependents.
Amends the Housing and Urban Development Act of 1968 to require the Department of Housing and Urban Development (HUD) to provide a servicemember homeowner with an explanation of servicemember and dependent mortgage and foreclosure rights under such Act.
Introduced in Senate
Read twice and referred to the Committee on Veterans' Affairs.
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