To amend the Fair Credit Reporting Act to protect the credit records of consumers who are affected by federally declared disasters, and for other purposes.
Federal Disaster Consumer Protection Act - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from making any consumer report containing any reference to a late payment that was due solely to a disruption caused by a declared disaster for which the agency received specified notice.
Sets forth procedures for striking adverse information due to declared disasters.
Introduced in House
Introduced in House
Sponsor introductory remarks on measure. (CR E663-664)
Referred to the House Committee on Financial Services.
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
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