National Consumer Privacy Act

National Consumer Privacy Act - Amends the Gramm-Leach-Bliley Act (the Act) to prohibit the States from imposing any requirement or prohibition upon either financial institutions, or upon recipients of nonpublic personal information from such institutions, with respect to financial privacy concerns currently regulated by the Act's privacy guidelines (thus establishing Federal preemption of financial privacy standards for financial institutions). Exempts from this preemption the authority of a State insurance authority to prescribe regulations and enforce related Federal law.

Amends the Fair Credit Reporting Act regarding Federal preemption of consumer credit privacy guidelines to: (1) provide that such preemption shall not affect certain settlements, agreements, or consent judgments between a State Attorney General and a consumer reporting agency; and (2) preempt certain State law that explicitly states its intention to supplement such Federal privacy guidelines, and grant greater protection to consumers than is provided under the Federal guidelines.