To amend the Federal Election Campaign Act of 1971 to prohibit candidates for election for Federal office from accepting unsecured loans from depository institutions regulated under Federal law, and for other purposes.

Amends the Federal Election Campaign Act of 1971 to prohibit a candidate from accepting a contribution: (1) of an unsecured loan from a depository institution; or (2) from an officer or director of such an institution with which the candidate has an unsecured loan. Requires any candidate for election for Federal office with an outstanding unsecured loan from a depository institution to repay the loan not later than 90 days after enactment of this Act.