Expressing the sense of Congress that the Small Business Administration should appoint a commission to examine the credit needs of small business concerns.

Expresses the sense of the Congress that a blue ribbon commission should: (1) be appointed by the Administrator of the Small Business Administration (SBA) to examine the small business need for credit and the ability of the Federal Government to assist in meeting that need; (2) include individuals with expertise in the delivery of financial assistance to small businesses and their associations; (3) include representatives of the SBA, without being regarded as a Federal entity; (4) evaluate the disparate credit needs of different types of businesses and their locale, examine the broadest range of possible solutions, and provide conclusions and recommendations thereon; and (5) provide a written report within 30 days evaluating short term solutions and within six months evaluating longer range solutions.