To provide for disclosures for insurance in interstate commerce.
Anti-Redlining in Insurance Disclosure Act - Requires certain insurers to maintain and make available to the Secretary of Commerce (Secretary) and the public specified information on their practices and activities with respect to property and casualty insurance sold in urban areas, such as the number of policies sold by census tract, itemized by demographic characteristics.
Directs the Secretary to: (1) study and report to certain congressional committees on the availability of commercial insurance for small businesses; and (2) develop and submit to certain congressional committees a proposed data collection pilot project in certain metropolitan statistical areas (MSAs) to ascertain the need for additional data to evaluate the availability of insurance coverage for small businesses.
Directs the Secretary to: (1) exempt insurers operating under State disclosure requirements or laws similar to those under this Act; and (2) implement a public information central depository in each designated MSA to disseminate the information required under this Act. Prescribes data collection parameters for designated MSAs and insurers, including: (1) private passenger automobile insurance; (2) homeowners insurance; and (3) dwelling fire and allied lines of insurance.
Requires the Secretary to establish a task force on insurance agency appointments to review and report to certain congressional committees on: (1) the status of insurance agency appointments for inner city and minority agents; (2) the practices of insurers in terminating agents; and (3) recommendations to improve the ability of inner city and minority agents to market property and casualty insurance.
Permits the Secretary to use data collection contractors and statistical agents.
Requires the Secretary to compile data annually for each MSA for all insurers either subject to or exempt from this Act.
Provides civil penalties for violations of this Act.
Directs the Secretary to study and report to certain congressional committees on: (1) the feasibility and utility of collecting information on specified characteristics of insurance applicants and the reasons for their rejection; and (2) actions by insurers to meet the property and casualty insurance needs of low- and moderate-income and minority neighborhoods, and the small businesses located in such neighborhoods.
Motion to reconsider laid on the table Agreed to without objection.
Committee Consideration and Mark-up Session Held.
Ordered to be Reported (Amended) by Voice Vote.
Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 103-270.
Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 103-270.
Placed on the Union Calendar, Calendar No. 150.
Rules Committee Resolution H. Res. 475 Reported to House. Rule provides for consideration of H.R. 1188 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Energy and Commerce now printed in the bill. Measure will be considered read. Bill is open to amendments.
Rule H. Res. 475 passed House.
Considered under the provisions of rule H. Res. 475. (consideration: CR H5895-5925)
Rule provides for consideration of H.R. 1188 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Energy and Commerce now printed in the bill. Measure will be considered read. Bill is open to amendments.
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House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 475 and Rule XXIII.
The Speaker designated the Honorable Rosa L. DeLauro to act as Chairwoman of the Committee.
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate.
DEBATE - By unanimous consent, debate on the Fields amendment and all amendments thereto will be limited to not to exceed 20 minutes, equally divided and controlled.
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1188.
The previous question was ordered pursuant to the rule.
The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
Passed/agreed to in House: On passage Passed by voice vote.
On passage Passed by voice vote.
Motion to reconsider laid on the table Agreed to without objection.
Received in the Senate and read twice and referred to the Committee on Commerce.