To amend title II of the Social Security Act to reduce from 60 to 55 the age at which an individual who is otherwise eligible may be paid widow's or widower's insurance benefits, to provide benefits for disabled widows and widowers without regard to age, and to repeal rules providing for actuarial reduction of widow's and widower's insurance benefits.

Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to reduce the age of eligibility for widow's and widower's insurance benefits from age 60 to age 55.

Provides disability-based widow's and widower's insurance benefits without regard to the recipient's age.

Eliminates the reduction of widow's and widower's insurance benefits on account of early retirement.