To amend the Internal Revenue Code of 1986 and the Federal Election Campaign Act of 1971 to allow individuals to use an income tax checkoff to provide for matching payments to primary and general election candidates for the office of Representative who receive at least $40,000 in contributions from individual residents of their congressional districts.

Amends the Internal Revenue Code and the Federal Election Campaign Act of 1971 to allow individuals to use checkoffs on Federal income tax returns to provide matching funds to primary and general election candidates for the House of Representatives who report at least $40,000 in contributions from residents of their congressional districts. Establishes the House of Representatives Campaign Trust Fund to provide matching payments.