A bill to amend title II of the Social Security Act to provide that an individual may qualify for disability insurance benefits and the disability freeze if he has forty quarters of coverage, regardless of when such quarters were earned.

Amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to provide that any individual who would be fully insured at age 62 may qualify for disability insurance benefits if such individual has 40 quarters of coverage, regardless of when such quarters were earned. Provides such coverage requirement as an alternative to the requirement that an individual have 20 quarters of coverage during the 40-quarter period immediately preceding his or her disability.