A bill to amend the Consolidated Farm and Rural Development Act to provide for fairness in the Farmers Home Administration appeals process.

Amends the Consolidated Farm and Rural Development Act to require the Secretary of Agriculture to provide a hearing on the record before an administrative law judge to any loan applicant or borrower, or any loan guarantee applicant or recipient, adversely affected by a decision of the Secretary. (Currently, the Secretary is required only to provide opportunity for a hearing.)

Requires the Secretary to provide such appeals procedures without regard to the participation or agreement of any lender.