A bill to amend title 31, United States Code, to strengthen certain currency reporting requirements, and for other purposes.

Amends Federal recordkeeping and reporting requirements for monetary instruments transactions to: (1) include within the definition of a "financial institution" any foreign subsidiary or affiliate of such an institution; (2) include as a "monetary instrument" any transfer of funds, as the Secretary of the Treasury may prescribe; and (3) require the Secretary to review each exemption from such requirements at least once each year and within 30 days after any change in management or control of an exempted institution occurs.

Amends the Federal Deposit Insurance Act and the National Housing Act to allow the appropriate Federal regulatory agency to extend the period for disapproving a change in control of a federally-insured bank or savings and loan association beyond 90 days if additional time is needed to assure that all persons involved will comply with such recordkeeping and reporting requirements.

Makes the proceeds of monetary instruments and depository institution accounts forfeited to, or seized by, the United States for an unlawful act available to the Secretary to enforce such requirements.